Needham Mortgage Centres

A deeper dive into themortgagecentres.co.uk

Common questions asked about www.themortgagecentres.co.uk

1. What services do you offer for first-time buyers?

We offer a range of services tailored specifically for first-time buyers. Our team of experts can provide advice on mortgage options, help with affordability calculations, and guide you through the entire home buying process. We understand the challenges faced by first-time buyers and strive to make the experience as smooth as possible.

2. Can you assist with remortgaging?

Yes, we provide remortgage advice to help you find a better deal or release equity from your property. Our experienced advisors can assess your current mortgage and financial situation to determine the most suitable options for you. We will guide you through the remortgaging process and ensure you understand the benefits and potential costs involved.

3. Do you offer bad credit mortgages?

Yes, we specialize in helping individuals with bad credit secure mortgages. Our team has extensive knowledge and experience in this area and can provide tailored solutions to meet your specific needs. We work with a wide network of lenders who are willing to consider applicants with a less-than-perfect credit history.

4. What is the Mortgage Guarantee Scheme?

The Mortgage Guarantee Scheme is a government-backed initiative designed to help individuals with smaller deposits get onto the property ladder. It allows lenders to offer mortgages with a higher loan-to-value ratio, reducing the deposit required. We can provide guidance on this scheme and help you explore your options under the scheme.

5. Can you assist with commercial mortgages?

Yes, we offer services for commercial mortgages. Whether you are looking to purchase a property for your business or expand your existing premises, our team can provide expert advice and support. We have access to a wide range of lenders and can help you find the most suitable commercial mortgage for your needs.

Some reasons to choose themortgagecentres.co.uk

Brilliant service!

Honestly over the moon with the service/mortgage received from James! My husband is a limited company and I'm self-employed, so it wasn't the most straightforward situation, but James was amazing every step of the way. We'd been really let down previously by a few other brokers, but James at Stowmarket was fantastic! Thank you for everything.

Great service from Jordan

Great service provided by Jordan who was quick to respond to emails and worked to get the best DIP for a slightly difficult credit history. Would highly recommend to anyone (I was a first-time buyer).

Smooth experience from start to finish

David Marcer was amazing and very helpful to us as first-time buyers. The whole transaction was very fast and will definitely be using them again if needed in the future.

Cannot recommend the company enough

James was an incredible help. We were first-time buyers and knew nothing about mortgages. He explained everything thoroughly and in layman's terms so we could understand everything where other companies we had spoken to didn't have the same level of clarity.