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Specialist Life Insurance Brokers | The Insurance Surgery


We Are SpecialistLife Insurance Brokers.

Our team of expert insurance brokers will help you to find the right cover to protect your family or your business and we aim to save you money. We also specialise in finding affordable life insurance for people who have pre-existing medical conditions, work in hazardous occupations or participate in extreme sports.

The Insurance Surgery: The UKs No.1 Specialist Life Insurance Broker* for those with medical conditions or dangerous occupations

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Common questions asked about

1. What types of life insurance coverage do you offer?

At The Insurance Surgery, we offer a range of life insurance coverage options to suit different needs. Our services include whole of life insurance, over 50s life insurance, income protection, critical illness cover, private medical insurance, business insurance, and travel insurance. We also provide life insurance reviews to ensure that your coverage remains suitable for your circumstances.

2. Can I get life insurance if I have pre-existing medical conditions?

Yes, we specialize in providing life insurance for individuals with pre-existing medical conditions. Whether you have a high BMI, HIV, heart conditions, mental health issues, or ulcerative colitis, we can help you find suitable coverage. Our team of insurance experts will assess your individual circumstances and work with our network of insurers to find the right policy for you.

3. Do you offer insurance for dangerous occupations?

Yes, we provide insurance for occupations that are considered hazardous or dangerous. Whether you work in the armed forces, police, fire services, or other high-risk professions, we can help you find the coverage you need. Our team understands the unique risks associated with these occupations and will ensure that you have the appropriate level of protection.

4. Can I get coverage for extreme sports or hobbies?

Absolutely! We offer protection for individuals engaged in extreme sports or hobbies. Whether you enjoy sailing, rock climbing, winter sports, motor sports, scuba diving, or other adventurous activities, we can help you find insurance that covers the increased risks associated with these pursuits. Our team will work with insurers who specialize in providing coverage for such activities.

5. Why should I choose The Insurance Surgery?

There are several reasons to choose The Insurance Surgery as your specialist life insurance broker. Firstly, we have a high acceptance rate, with 70% of customers who have been declined elsewhere getting accepted through us. Secondly, we have a team of insurance experts who understand the complexities of different medical conditions and occupations, ensuring that you receive tailored coverage. Lastly, we offer a range of coverage options and work with a network of insurers to find the right policy for you.

Some reasons to choose

Protect what matters to you the most, for the right price.

This company offers life insurance coverage that allows individuals to protect what matters most to them, whether it's their family, their home, or their financial security. They understand the importance of finding the right coverage at an affordable price, ensuring that customers can have peace of mind knowing that their loved ones will be taken care of in the event of their passing.

Insurance for occupations that are classed as hazardous or dangerous.

This company provides insurance coverage specifically tailored for individuals who work in hazardous or dangerous occupations. They understand the unique risks and challenges that these individuals face on a daily basis and offer comprehensive coverage to protect them and their families in case of any unforeseen accidents or injuries.

Protection for those at increased risks due to extreme sports or hobbies.

For individuals who engage in extreme sports or hobbies, this company offers specialized insurance coverage to protect them from the increased risks associated with these activities. Whether it's sailing, rock climbing, winter sports, motor sports, or scuba diving, they provide coverage that ensures individuals can pursue their passions with confidence.

Insurance for those with a pre-existing medical condition.

This company understands that individuals with pre-existing medical conditions may face challenges when it comes to obtaining life insurance coverage. That's why they offer specialized coverage for individuals with conditions such as a high BMI, HIV, heart conditions, mental health issues, and ulcerative colitis. They strive to provide inclusive coverage options for everyone, regardless of their medical history.

Expert help and advice from a team of insurance experts.

With this company, customers can benefit from the expertise and guidance of a team of insurance experts. Whether they need assistance in understanding their coverage options, navigating the application process, or making a claim, the knowledgeable team is there to provide personalized support and advice every step of the way.
telephone Telephone
0800 083 2829  UK phone number
UK (Waters Green, Macclesfield) based business - established in 1999 - providing life insurance brokerage services. Website includes details of services provided, work examples, testimonials (via Feefo and TrustPilot), "meet the team" information, blog, associations, full contact details including company registration number. reviewer
signals of trust found Signals of trust found on website
  • Testimonials found
  • Full company contact address and
    phone number found
  • Associations found
  • Detailed 'Meet the Founder' info found
  • Company registration number found
  • Examples of work listed
  • Company established in 1999
  • SSL Website secured by SSL certificate
Information on how we determine signs of trust
address  Company address
Merchant Exchange
Castle House
Waters Green
Macclesfield SK11 6JX
United Kingdom
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Is Decreasing Life Insurance Worth It?
published on 23 May 2024
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